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Company Deposits

Fixed deposits are one of India's favourite investment options, as they give investors the assurance of fixed returns, with high interest rates.

The deposits made by investors in companies that earn a fixed rate of return over a period of time are called Company Fixed Deposits. Along with manufacturing companies, financial institutions and Non-Banking Finance Companies (NBFCs) accept deposits from individual’s investors

Benefits of Company Fixed Deposits

  • Higher interest rate: The rate of interest is higher, as compared to the interest rate offered by banks on fixed deposits
  • Regular income: Depending on the scheme, investors have the option to receive interest at monthly/quarterly/half-yearly/yearly intervals
  • Lock-in period: The minimum lock-in period for most of the schemes is six months, i.e. investors can withdraw their money post six months, anytime
  • TDS: TDS is not applicable if interest earned is equals to or less than 5,000 for a year in a single company.

Important Things to Consider

  • Investors must carefully read the application form
  • Below mentioned rate are applicable for individual investors only.
  • Check the rating of the company before investing
  • Do a background check of the company before putting money into it
  • Companies may change the interest rates on the fixed deposit schemes without any prior notice

We Associate with Motilal Oswal Financial Services for distributions of third party product / company deposits

Disclaimer:-Benchmark Investments only acts as a mediator between its clients and the company inviting/accepting fixed deposits, known as Principal Company. We here is not endorse and/or certify the information provided by the Principal Company and shall not be liable (legally or otherwise) under any circumstances.

We Associate with Motilal Oswal Financial Services for distributions of third party product / company deposits

The contents herein above shall not be considered as an invitation or persuasion to trade or invest. We accept no liabilities for any loss or damage of any kind arising out of any actions taken in reliance thereon

Please consult your CA / Tax expert for taxation before investing in any fixed deposits

Rates are subject to change from time to time - Please check applicable rates before investing.

There are risks associated with fixed income investments, including credit risk, interest rate risk, and prepayment and extension risk. In general, bond prices rise when interest rates fall and vice versa. This effect is usually more pronounced for longer-term securities.

Mutual fund and other investments are always subject to market risks. Please read all, Scheme Information Documents (SID), Key Information Memorandum (KIM), Addendums(if any) issued there to from time to time and any other related documents or information carefully before investing. Past performance is not indicative or assurance of future performance or returns. Please consider your specific investment requirements before choosing a fund.

For any grievances, investors can contact at: hello@benchmarkinvestments.in,  Tel: +91-755-4938282 / +91-9826310337.
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